MAGIK CASH

Canadian online credit brokerage corporation without credit investigations. We guarantee a professional, confidential, fast and secure service. We aim to provide personal loans to our clients, no matter their credit score. We hold valid licenses from the Office de la Protection du Consommateur. Let’s get started !

APPLY FOR A LOAN

NO REFUSALS

We evaluate your repayment capacity with multiple tools. To us, having bad credit does not mean that you cannot repay your loan, so don’t be concerned with having bad credit and come try it out.
If your file meets our standards, your application will be ACCEPTED.

APPLY FOR A LOAN

HOW IT WORKS

You can apply for a loan within the comfort of your home.

CHOOSE AMOUNT

Simply choose how much you would like to borrow and fill out our quick and easy online loan form.

SELECTION

Once our professional staff establishes that you qualify for an instant cash loan, you will be asked to sign your loan agreement, and your money will be on its way!

RECEIVING LOAN

Your funds will be sent directly to your bank account the same day, this way you will have quick access to it.

APPLY FOR A LOAN

RENEWAL

As soon as you have repaid your first loan in full, you will be eligible for a renewal with us right away. By contacting our team of professionals, will be able to choose the amount you would like to borrow and select a repayment schedule. Clients who respect the payment schedule will be eligible to borrow higher amounts.

Renew a loan

RATES

As a licensed lender, we follow an APR (annual percentage rate) of 32%. The APR is used to calculate the rate of your loan on an annual basis. If unpaid, the applicable interest rate is 2.66% per month (32% per year). However, please keep in mind that a payday loan is a short term loan and is intended to be used only occasionally.

COLLECTION

You can choose the convenient repayment plan that suits you best. We offer payment plans to let you pay back your loan in 3, 6 or 12 instalments, according to your payday schedule. We will automatically debit the amount due from your checking account on the agreed-upon dates. It’s that easy with “Magik Cash”! Missed payments will accumulate interest on the unpaid balance. The borrower is responsible for all legal fees generated from recovering a past due balance.

REFERRAL PROGRAM

Get a 50$ by referring a friend or family member. (For current customers) The reward will be automatically deposited into your account once the referred individual has completely reimbursed his or her loan. Any default in payments will automatically cancel 50$referral reward.

500 $

Repayment period :
3 months ( 6 payments of 136$)
Annual interest rate of 29%
Refund at all times
E-mail transfert

Fees, capital and interest are include

750 $

Repayment period :
4 or 5 months (20 payments of 61$ per week)
Annual interest rate of 29%
Refund at all times
E-mail transfert

Fees, capital, interest are include

1000 $

Repayment period :
4 or 5 months (20 payments of 81$ per week)
Annual interest rate of 29%
Refund at all times
E-mail transfert

Fees, capital, interest are include

1250 $

Repayment period :
5 or 6 months (20 payments of 101$ per week)
Annual interest rate of 29%
Refund at all times
E-mail transfert

Fees, capital, interest are include

APPLY
FOR A LOAN

APPLY FOR A LOAN